Utah 1099 Tax Calculator

Federal self-employment tax, federal income tax and Utah state income tax in one place, using 2026 rates. Enter your 1099 income and expenses.

Tax year

Need W-2 wages, mileage or retirement too? Use the full take-home calculator and pick Utah.

Utah · 2026 · SingleNo. UT-1099
You take home
$52,763
Total tax $17,237 · effective 24.6%
  • You keep $52,763
  • SE tax $9,891
  • Federal $4,452
  • UT $2,895
Self-employment tax$9,891
Federal income taxAfter QBI deduction $9,791$4,452
Utah income taxOn AGI $65,055 · top rate 4.45%$2,895
Total$17,237
Set aside 22% of each payment. Federal quarterly payment: $3,586.

Utah income tax rates for 2026

Taxable income overRate (single)
$04.45%

Source: Tax Foundation, Facts & Figures 2026, Table 11 (rates as of April 28, 2026). Joint-filer brackets differ; the calculator uses single brackets for every status, so joint results are conservative. The calculator applies these rates to federal AGI, a close approximation since each state has its own deductions and credits.

How 1099 income is taxed in Utah

Every self-employed person in the US pays the same federal self-employment tax: 15.3% on 92.35% of net profit, covering Social Security and Medicare (see the self-employment tax calculator). Federal income tax then applies after the standard deduction, half of SE tax and the 20% QBI deduction. Utah then taxes your profit as part of your state income, which is why Utah freelancers should set aside a bit more than the federal figure.

Pay the IRS quarterly with the quarterly estimated tax calculator, and make Utah estimated payments on its own schedule.

Questions freelancers ask

How much tax do self-employed people pay in Utah?

Federal self-employment tax and income tax, plus Utah income tax at a flat 4.45%. On $70,000 of net profit (single, 2026) the estimate is about $14,342 federal plus $2,895 to Utah, 24.6% of profit in total.

Does Utah have its own self-employment tax?

No state charges a separate self-employment tax; the 15.3% Social Security and Medicare tax is federal only. Utah taxes freelance profit as ordinary income on the state return.

Do I need to make Utah estimated tax payments?

Most states, including Utah, expect quarterly estimated payments from self-employed people whose withholding won't cover the year's state tax, generally on or near the federal due dates. Check the Utah revenue department for the exact threshold and vouchers.

How much should a Utah freelancer set aside for taxes?

With the example above, about 22% of every client payment. Your figure depends on income, expenses and filing status; the calculator on this page works it out.

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